Non-Life Premium Volume

Calculate the Premium Volume instantly.

Annex II Segment

Use Alternative Volume Method

Net Premiums to be Earned During Next Twelve Months

€

Net Premiums Earned During Prior Twelve Months

€

Net Future Premiums on Existing Contracts

€

Net Future Premiums on Future Contracts up to One Year

€

Net Future Premiums on Future Contracts over One Year

€

Premium Volume

€79 651 766

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Premium Volume

\textit{Premium Volume} = \operatorname{non\_life\_segment\_premium\_volume}\left(\textit{Net Premiums to be Earned During Next Twelve Months}, \textit{Net Premiums Earned During Prior Twelve Months}, \textit{Net Future Premiums on Existing Contracts}, \textit{Net Future Premiums on Future Contracts up to One Year}, \textit{Net Future Premiums on Future Contracts over One Year}, \textit{Use Alternative Volume Method}\right)

\textit{Premium Volume} = \operatorname{non\_life\_segment\_premium\_volume}\left(\textit{Net Premiums to be Earned During Next Twelve Months}, \textit{Net Premiums Earned During Prior Twelve Months}, \textit{Net Future Premiums on Existing Contracts}, \textit{Net Future Premiums on Future Contracts up to One Year}, \textit{Net Future Premiums on Future Contracts over One Year}, \textit{Use Alternative Volume Method}\right)

Understand the Non-Life Premium Volume

Overview

The Non-Life Premium Volume amount is the premium-side volume component defined by Article 116 for a selected Annex II segment.^[1] It sits before the reserve volume and geographical diversification factor in the Article 116 exposure build.

Input Terms

Annex II Segment: The non-life segment whose premium volume is being measured.^[1]
Net Premium Bases: Premium amounts after the relevant reinsurance premium deduction has already been reflected.^[1]
Use Alternative Volume Method: The allowed Article 116 premium-basis election for the segment.^[1]

Technical Rationale

Article 116 separates premium exposure from reserve exposure because expected premium emergence and existing claim provisions have different evidence bases. The premium volume component compares next-period and prior-period premium bases, then reflects the future premium bases required by the standard formula. Reinsurance eligibility evidence belongs to the net-premium basis rather than to the premium-volume arithmetic itself.

Important Notes

Reporting: The premium-volume result supports the premium and reserve volume fields in the S.26.05.01 non-life underwriting risk reporting view; it is not a standalone SCR component.^[2]

Sources

Default values are illustrative sample inputs for navigation, training, and QA. Replace them with controlled data before using the result in capital analysis, governance, or reporting decisions.