SCR Ratio

Overview

This calculator implements SCR Ratio within the Solvency II framework. It feeds the SCR page in the wider calculation chain. Simplified SCR coverage ratio using the visible eligible own-funds numerator and final SCR denominator.

Use controlled `Eligible Own Funds SCR` and `Final SCR` values when you want the simplified SCR coverage ratio. This page is most useful after the numerator has been prepared on `Eligible Own Funds`.

Input Terms

• Eligible Own Funds_{SCR}: Simplified eligible own funds available to cover the SCR under the visible tier-balance view.
• Final SCR: Final SCR used in the MCR corridor and coverage ratios.
• Eligible Own Funds: Eligible own funds available to cover the SCR.
• SCR Requirement: SCR requirement used as the denominator for SFCR disclosure.

Calculation

The calculator divides Eligible Own Funds SCR by Final SCR and expresses the result as a percentage coverage ratio.

Important Notes

• Result use: Review SCR Ratio together with the visible inputs and the calculation steps before relying on it.
• Data quality: Reconcile the page inputs to the controlled model, valuation, or reporting source that supports this view.
• Related sheets: The same documentation also supports SCR Ratio on the same route.
• SCR Ratio: Review this value as part of the final calculator output and reconcile it to the supporting inputs and formula steps.
• Reconcile Eligible Own Funds SCR and Final SCR to controlled source data before relying on the result.
• Check that SCR Ratio moves in the expected direction when you stress the main drivers.
• Preserve the calculation trail so reviewers can trace each value back to a source, assumption, or prior module result.