S.12.01 Life and Health SLT Technical Provisions QRT

Calculate the Life best estimate minus recoverables instantly.

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S.Twelve.One.One.One RTen CTwenty - TP calculated as a whole (Insurance with profit participation)

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S.Twelve.One.One.One RTen CThirty - TP calculated as a whole (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTen CSixty - TP calculated as a whole (Other life insurance)

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S.Twelve.One.One.One RTen CNinety - TP calculated as a whole (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTen COne Hundred - TP calculated as a whole (Accepted reinsurance)

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S.Twelve.One.One.One RTen COne Hundred Ten - TP calculated as a whole (Insurance with profit participation)

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S.Twelve.One.One.One RTen COne Hundred Twenty - TP calculated as a whole (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTen COne Hundred Thirty - TP calculated as a whole (Other life insurance)

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S.Twelve.One.One.One RTen COne Hundred Forty - TP calculated as a whole (Annuities stemming from non-life accepted insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTen COne Hundred Fifty - TP calculated as a whole (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTen COne Hundred Sixty - TP calculated as a whole (Health insurance (direct business))

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S.Twelve.One.One.One RTen COne Hundred Ninety - TP calculated as a whole (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTen CTwo Hundred - TP calculated as a whole (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RTen CTwo Hundred Ten - TP calculated as a whole (Total (Health similar to life insurance))

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S.Twelve.One.One.One RThirty CTwenty - Gross Best Estimate (Insurance with profit participation)

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S.Twelve.One.One.One RThirty CForty - Gross Best Estimate (Contracts without options and guarantees)

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S.Twelve.One.One.One RThirty CFifty - Gross Best Estimate (Contracts with options or guarantees)

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S.Twelve.One.One.One RThirty CSeventy - Gross Best Estimate (Contracts without options and guarantees)

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S.Twelve.One.One.One RThirty CEighty - Gross Best Estimate (Contracts with options or guarantees)

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S.Twelve.One.One.One RThirty CNinety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RThirty COne Hundred - Gross Best Estimate (Accepted reinsurance)

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S.Twelve.One.One.One RThirty COne Hundred Ten - Gross Best Estimate (Insurance with profit participation)

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S.Twelve.One.One.One RThirty COne Hundred Twenty - Gross Best Estimate (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RThirty COne Hundred Thirty - Gross Best Estimate (Other life insurance)

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S.Twelve.One.One.One RThirty COne Hundred Forty - Gross Best Estimate (Annuities stemming from non-life accepted insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RThirty COne Hundred Fifty - Gross Best Estimate (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RThirty COne Hundred Seventy - Gross Best Estimate (Contracts without options and guarantees)

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S.Twelve.One.One.One RThirty COne Hundred Eighty - Gross Best Estimate (Contracts with options or guarantees)

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S.Twelve.One.One.One RThirty COne Hundred Ninety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RThirty CTwo Hundred - Gross Best Estimate (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RThirty CTwo Hundred Ten - Gross Best Estimate (Total (Health similar to life insurance))

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S.Twelve.One.One.One ROne Hundred CTwenty - RM (Insurance with profit participation)

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S.Twelve.One.One.One ROne Hundred CThirty - RM (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One ROne Hundred CSixty - RM (Other life insurance)

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S.Twelve.One.One.One ROne Hundred CNinety - RM (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One ROne Hundred COne Hundred - RM (Accepted reinsurance)

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S.Twelve.One.One.One ROne Hundred COne Hundred Ten - RM (Insurance with profit participation)

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S.Twelve.One.One.One ROne Hundred COne Hundred Twenty - RM (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One ROne Hundred COne Hundred Thirty - RM (Other life insurance)

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S.Twelve.One.One.One ROne Hundred COne Hundred Forty - RM (Annuities stemming from non-life accepted insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One ROne Hundred COne Hundred Fifty - RM (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One ROne Hundred COne Hundred Sixty - RM (Health insurance (direct business))

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S.Twelve.One.One.One ROne Hundred COne Hundred Ninety - RM (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One ROne Hundred CTwo Hundred - RM (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One ROne Hundred CTwo Hundred Ten - RM (Total (Health similar to life insurance))

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S.Twelve.One.One.One ROne Hundred Ten CTwenty - TP calculated as a whole (Insurance with profit participation)

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S.Twelve.One.One.One ROne Hundred Ten CThirty - TP calculated as a whole (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One ROne Hundred Ten CSixty - TP calculated as a whole (Other life insurance)

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S.Twelve.One.One.One ROne Hundred Ten CNinety - TP calculated as a whole (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One ROne Hundred Ten COne Hundred - TP calculated as a whole (Accepted reinsurance)

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S.Twelve.One.One.One ROne Hundred Ten COne Hundred Fifty - TP calculated as a whole (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One ROne Hundred Ten COne Hundred Sixty - TP calculated as a whole (Health insurance (direct business))

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S.Twelve.One.One.One ROne Hundred Ten COne Hundred Ninety - TP calculated as a whole (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One ROne Hundred Ten CTwo Hundred - TP calculated as a whole (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One ROne Hundred Ten CTwo Hundred Ten - TP calculated as a whole (Total (Health similar to life insurance))

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S.Twelve.One.One.One ROne Hundred Twenty CTwenty - Best estimate (Insurance with profit participation)

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S.Twelve.One.One.One ROne Hundred Twenty CForty - Best estimate (Contracts without options and guarantees)

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S.Twelve.One.One.One ROne Hundred Twenty CFifty - Best estimate (Contracts with options or guarantees)

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S.Twelve.One.One.One ROne Hundred Twenty CSeventy - Best estimate (Contracts without options and guarantees)

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S.Twelve.One.One.One ROne Hundred Twenty CEighty - Best estimate (Contracts with options or guarantees)

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S.Twelve.One.One.One ROne Hundred Twenty CNinety - Best estimate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One ROne Hundred Twenty COne Hundred - Best estimate (Accepted reinsurance)

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S.Twelve.One.One.One ROne Hundred Twenty COne Hundred Fifty - Best estimate (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One ROne Hundred Twenty COne Hundred Seventy - Best estimate (Contracts without options and guarantees)

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S.Twelve.One.One.One ROne Hundred Twenty COne Hundred Eighty - Best estimate (Contracts with options or guarantees)

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S.Twelve.One.One.One ROne Hundred Twenty COne Hundred Ninety - Best estimate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One ROne Hundred Twenty CTwo Hundred - Best estimate (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One ROne Hundred Twenty CTwo Hundred Ten - Best estimate (Total (Health similar to life insurance))

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S.Twelve.One.One.One ROne Hundred Thirty CTwenty - RM (Insurance with profit participation)

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S.Twelve.One.One.One ROne Hundred Thirty CThirty - RM (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One ROne Hundred Thirty CSixty - RM (Other life insurance)

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S.Twelve.One.One.One ROne Hundred Thirty CNinety - RM (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One ROne Hundred Thirty COne Hundred - RM (Accepted reinsurance)

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S.Twelve.One.One.One ROne Hundred Thirty COne Hundred Fifty - RM (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One ROne Hundred Thirty COne Hundred Sixty - RM (Health insurance (direct business))

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S.Twelve.One.One.One ROne Hundred Thirty COne Hundred Ninety - RM (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One ROne Hundred Thirty CTwo Hundred - RM (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One ROne Hundred Thirty CTwo Hundred Ten - RM (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred CTwenty - TP - total (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred CThirty - TP - total (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTwo Hundred CSixty - TP - total (Other life insurance)

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S.Twelve.One.One.One RTwo Hundred CNinety - TP - total (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred COne Hundred - TP - total (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred COne Hundred Fifty - TP - total (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred COne Hundred Sixty - TP - total (Health insurance (direct business))

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S.Twelve.One.One.One RTwo Hundred COne Hundred Ninety - TP - total (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred CTwo Hundred - TP - total (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RTwo Hundred CTwo Hundred Ten - TP - total (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred Twenty CTwenty - Best Estimate of products with a surrender option (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred Twenty CThirty - Best Estimate of products with a surrender option (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTwo Hundred Twenty CSixty - Best Estimate of products with a surrender option (Other life insurance)

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S.Twelve.One.One.One RTwo Hundred Twenty CNinety - Best Estimate of products with a surrender option (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Twenty COne Hundred - Best Estimate of products with a surrender option (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred Twenty COne Hundred Fifty - Best Estimate of products with a surrender option (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred Twenty COne Hundred Sixty - Best Estimate of products with a surrender option (Health insurance (direct business))

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S.Twelve.One.One.One RTwo Hundred Twenty COne Hundred Ninety - Best Estimate of products with a surrender option (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Twenty CTwo Hundred Ten - Best Estimate of products with a surrender option (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred Thirty CThirty - Future guaranteed and discretionary benefits (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTwo Hundred Thirty CSixty - Future guaranteed and discretionary benefits (Other life insurance)

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S.Twelve.One.One.One RTwo Hundred Thirty CNinety - Future guaranteed and discretionary benefits (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Thirty COne Hundred Sixty - Future guaranteed and discretionary benefits (Health insurance (direct business))

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S.Twelve.One.One.One RTwo Hundred Thirty COne Hundred Ninety - Future guaranteed and discretionary benefits (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Thirty CTwo Hundred - Future guaranteed and discretionary benefits (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RTwo Hundred Thirty CTwo Hundred Ten - Future guaranteed and discretionary benefits (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred Forty CTwenty - Future guaranteed benefits (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred Forty COne Hundred - Future guaranteed benefits (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred Forty COne Hundred Fifty - Future guaranteed benefits (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred Fifty CTwenty - Future discretionary benefits (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred Fifty COne Hundred - Future discretionary benefits (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred Fifty COne Hundred Fifty - Future discretionary benefits (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred Sixty CTwenty - Future expenses and other cash out-flows (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred Sixty CThirty - Future expenses and other cash out-flows (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTwo Hundred Sixty CSixty - Future expenses and other cash out-flows (Other life insurance)

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S.Twelve.One.One.One RTwo Hundred Sixty CNinety - Future expenses and other cash out-flows (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Sixty COne Hundred - Future expenses and other cash out-flows (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred Sixty COne Hundred Fifty - Future expenses and other cash out-flows (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred Sixty COne Hundred Sixty - Future expenses and other cash out-flows (Health insurance (direct business))

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S.Twelve.One.One.One RTwo Hundred Sixty COne Hundred Ninety - Future expenses and other cash out-flows (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Sixty CTwo Hundred - Future expenses and other cash out-flows (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RTwo Hundred Sixty CTwo Hundred Ten - Future expenses and other cash out-flows (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred Seventy CTwenty - Future premiums (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred Seventy CThirty - Future premiums (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTwo Hundred Seventy CSixty - Future premiums (Other life insurance)

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S.Twelve.One.One.One RTwo Hundred Seventy CNinety - Future premiums (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Seventy COne Hundred - Future premiums (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred Seventy COne Hundred Fifty - Future premiums (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred Seventy COne Hundred Sixty - Future premiums (Health insurance (direct business))

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S.Twelve.One.One.One RTwo Hundred Seventy COne Hundred Ninety - Future premiums (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Seventy CTwo Hundred - Future premiums (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RTwo Hundred Seventy CTwo Hundred Ten - Future premiums (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred Eighty CTwenty - Other cash in-flows (Insurance with profit participation)

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S.Twelve.One.One.One RTwo Hundred Eighty CThirty - Other cash in-flows (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RTwo Hundred Eighty CSixty - Other cash in-flows (Other life insurance)

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S.Twelve.One.One.One RTwo Hundred Eighty CNinety - Other cash in-flows (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Eighty COne Hundred - Other cash in-flows (Accepted reinsurance)

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S.Twelve.One.One.One RTwo Hundred Eighty COne Hundred Fifty - Other cash in-flows (Total (Life other than health insurance, incl. Unit-Linked))

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S.Twelve.One.One.One RTwo Hundred Eighty COne Hundred Sixty - Other cash in-flows (Health insurance (direct business))

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S.Twelve.One.One.One RTwo Hundred Eighty COne Hundred Ninety - Other cash in-flows (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RTwo Hundred Eighty CTwo Hundred - Other cash in-flows (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RTwo Hundred Eighty CTwo Hundred Ten - Other cash in-flows (Total (Health similar to life insurance))

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S.Twelve.One.One.One RTwo Hundred Ninety CTwenty - Percentage of gross Best Estimate calculated using approximations (Insurance with profit participation)

S.Twelve.One.One.One RTwo Hundred Ninety CThirty - Percentage of gross Best Estimate calculated using approximations (Index-linked and unit-linked insurance)

S.Twelve.One.One.One RTwo Hundred Ninety CSixty - Percentage of gross Best Estimate calculated using approximations (Other life insurance)

S.Twelve.One.One.One RTwo Hundred Ninety CNinety - Percentage of gross Best Estimate calculated using approximations (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

S.Twelve.One.One.One RTwo Hundred Ninety COne Hundred - Percentage of gross Best Estimate calculated using approximations (Accepted reinsurance)

S.Twelve.One.One.One RTwo Hundred Ninety COne Hundred Sixty - Percentage of gross Best Estimate calculated using approximations (Health insurance (direct business))

S.Twelve.One.One.One RTwo Hundred Ninety COne Hundred Ninety - Percentage of gross Best Estimate calculated using approximations (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

S.Twelve.One.One.One RTwo Hundred Ninety CTwo Hundred - Percentage of gross Best Estimate calculated using approximations (Health reinsurance (reinsurance accepted))

S.Twelve.One.One.One RThree Hundred CTwenty - Surrender value (Insurance with profit participation)

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S.Twelve.One.One.One RThree Hundred CThirty - Surrender value (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RThree Hundred CSixty - Surrender value (Other life insurance)

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S.Twelve.One.One.One RThree Hundred CNinety - Surrender value (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

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S.Twelve.One.One.One RThree Hundred COne Hundred - Surrender value (Accepted reinsurance)

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S.Twelve.One.One.One RThree Hundred COne Hundred Fifty - Surrender value (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred COne Hundred Sixty - Surrender value (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred COne Hundred Ninety - Surrender value (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

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S.Twelve.One.One.One RThree Hundred CTwo Hundred - Surrender value (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RThree Hundred CTwo Hundred Ten - Surrender value (Total (Health similar to life insurance))

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S.Twelve.One.One.One RThree Hundred Ten CTwenty - Best estimate subject to transitional of the interest rate (Insurance with profit participation)

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S.Twelve.One.One.One RThree Hundred Ten CThirty - Best estimate subject to transitional of the interest rate (Index-linked and unit-linked insurance)

€

S.Twelve.One.One.One RThree Hundred Ten CSixty - Best estimate subject to transitional of the interest rate (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Ten CNinety - Best estimate subject to transitional of the interest rate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Ten COne Hundred - Best estimate subject to transitional of the interest rate (Accepted reinsurance)

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S.Twelve.One.One.One RThree Hundred Ten COne Hundred Fifty - Best estimate subject to transitional of the interest rate (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Ten COne Hundred Sixty - Best estimate subject to transitional of the interest rate (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Ten COne Hundred Ninety - Best estimate subject to transitional of the interest rate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Ten CTwo Hundred - Best estimate subject to transitional of the interest rate (Health reinsurance (reinsurance accepted))

€

S.Twelve.One.One.One RThree Hundred Ten CTwo Hundred Ten - Best estimate subject to transitional of the interest rate (Total (Health similar to life insurance))

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S.Twelve.One.One.One RThree Hundred Twenty CTwenty - TP without transitional on interest rate (Insurance with profit participation)

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S.Twelve.One.One.One RThree Hundred Twenty CThirty - TP without transitional on interest rate (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RThree Hundred Twenty CSixty - TP without transitional on interest rate (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Twenty CNinety - TP without transitional on interest rate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Twenty COne Hundred - TP without transitional on interest rate (Accepted reinsurance)

€

S.Twelve.One.One.One RThree Hundred Twenty COne Hundred Fifty - TP without transitional on interest rate (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Twenty COne Hundred Sixty - TP without transitional on interest rate (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Twenty COne Hundred Ninety - TP without transitional on interest rate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Twenty CTwo Hundred - TP without transitional on interest rate (Health reinsurance (reinsurance accepted))

€

S.Twelve.One.One.One RThree Hundred Twenty CTwo Hundred Ten - TP without transitional on interest rate (Total (Health similar to life insurance))

€

S.Twelve.One.One.One RThree Hundred Thirty CTwenty - Best estimate subject to VA (Insurance with profit participation)

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S.Twelve.One.One.One RThree Hundred Thirty CThirty - Best estimate subject to VA (Index-linked and unit-linked insurance)

€

S.Twelve.One.One.One RThree Hundred Thirty CSixty - Best estimate subject to VA (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Thirty CNinety - Best estimate subject to VA (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Thirty COne Hundred - Best estimate subject to VA (Accepted reinsurance)

€

S.Twelve.One.One.One RThree Hundred Thirty COne Hundred Fifty - Best estimate subject to VA (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Thirty COne Hundred Sixty - Best estimate subject to VA (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Thirty COne Hundred Ninety - Best estimate subject to VA (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Thirty CTwo Hundred - Best estimate subject to VA (Health reinsurance (reinsurance accepted))

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S.Twelve.One.One.One RThree Hundred Thirty CTwo Hundred Ten - Best estimate subject to VA (Total (Health similar to life insurance))

€

S.Twelve.One.One.One RThree Hundred Forty CTwenty - TP without VA and without others transitional measures (Insurance with profit participation)

€

S.Twelve.One.One.One RThree Hundred Forty CThirty - TP without VA and without others transitional measures (Index-linked and unit-linked insurance)

€

S.Twelve.One.One.One RThree Hundred Forty CSixty - TP without VA and without others transitional measures (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Forty CNinety - TP without VA and without others transitional measures (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Forty COne Hundred - TP without VA and without others transitional measures (Accepted reinsurance)

€

S.Twelve.One.One.One RThree Hundred Forty COne Hundred Fifty - TP without VA and without others transitional measures (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Forty COne Hundred Sixty - TP without VA and without others transitional measures (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Forty COne Hundred Ninety - TP without VA and without others transitional measures (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Forty CTwo Hundred - TP without VA and without others transitional measures (Health reinsurance (reinsurance accepted))

€

S.Twelve.One.One.One RThree Hundred Forty CTwo Hundred Ten - TP without VA and without others transitional measures (Total (Health similar to life insurance))

€

S.Twelve.One.One.One RThree Hundred Fifty CTwenty - Best estimate subject to MA (Insurance with profit participation)

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S.Twelve.One.One.One RThree Hundred Fifty CThirty - Best estimate subject to MA (Index-linked and unit-linked insurance)

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S.Twelve.One.One.One RThree Hundred Fifty CSixty - Best estimate subject to MA (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Fifty CNinety - Best estimate subject to MA (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Fifty COne Hundred - Best estimate subject to MA (Accepted reinsurance)

€

S.Twelve.One.One.One RThree Hundred Fifty COne Hundred Fifty - Best estimate subject to MA (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Fifty COne Hundred Sixty - Best estimate subject to MA (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Fifty COne Hundred Ninety - Best estimate subject to MA (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Fifty CTwo Hundred - Best estimate subject to MA (Health reinsurance (reinsurance accepted))

€

S.Twelve.One.One.One RThree Hundred Fifty CTwo Hundred Ten - Best estimate subject to MA (Total (Health similar to life insurance))

€

S.Twelve.One.One.One RThree Hundred Sixty CTwenty - TP without MA and without all the others (Insurance with profit participation)

€

S.Twelve.One.One.One RThree Hundred Sixty CThirty - TP without MA and without all the others (Index-linked and unit-linked insurance)

€

S.Twelve.One.One.One RThree Hundred Sixty CSixty - TP without MA and without all the others (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Sixty CNinety - TP without MA and without all the others (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Sixty COne Hundred - TP without MA and without all the others (Accepted reinsurance)

€

S.Twelve.One.One.One RThree Hundred Sixty COne Hundred Fifty - TP without MA and without all the others (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Sixty COne Hundred Sixty - TP without MA and without all the others (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Sixty COne Hundred Ninety - TP without MA and without all the others (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Sixty CTwo Hundred - TP without MA and without all the others (Health reinsurance (reinsurance accepted))

€

S.Twelve.One.One.One RThree Hundred Sixty CTwo Hundred Ten - TP without MA and without all the others (Total (Health similar to life insurance))

€

S.Twelve.One.One.One RThree Hundred Seventy CTwenty - Expected profits included in future premiums (EPIFP) (Insurance with profit participation)

€

S.Twelve.One.One.One RThree Hundred Seventy CThirty - Expected profits included in future premiums (EPIFP) (Index-linked and unit-linked insurance)

€

S.Twelve.One.One.One RThree Hundred Seventy CSixty - Expected profits included in future premiums (EPIFP) (Other life insurance)

€

S.Twelve.One.One.One RThree Hundred Seventy CNinety - Expected profits included in future premiums (EPIFP) (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Seventy COne Hundred - Expected profits included in future premiums (EPIFP) (Accepted reinsurance)

€

S.Twelve.One.One.One RThree Hundred Seventy COne Hundred Fifty - Expected profits included in future premiums (EPIFP) (Total (Life other than health insurance, incl. Unit-Linked))

€

S.Twelve.One.One.One RThree Hundred Seventy COne Hundred Sixty - Expected profits included in future premiums (EPIFP) (Health insurance (direct business))

€

S.Twelve.One.One.One RThree Hundred Seventy COne Hundred Ninety - Expected profits included in future premiums (EPIFP) (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)

€

S.Twelve.One.One.One RThree Hundred Seventy CTwo Hundred - Expected profits included in future premiums (EPIFP) (Health reinsurance (reinsurance accepted))

€

S.Twelve.One.One.One RThree Hundred Seventy CTwo Hundred Ten - Expected profits included in future premiums (EPIFP) (Total (Health similar to life insurance))

€

Life TP total

€0

Life TP net

€0

Life EPIFP

€0

S.12.01.01.01 - Life and Health SLT Technical Provisions

Row	Description	Insurance with profit participation	Index-linked and unit-linked insurance	Contracts without options and guarantees	Contracts with options or guarantees	Other life insurance	Contracts without options and guarantees	Contracts with options or guarantees	Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations	Accepted reinsurance	Insurance with profit participation	Index-linked and unit-linked insurance	Other life insurance	Annuities stemming from non-life accepted insurance contracts and relating to insurance obligation other than health insurance obligations	Total (Life other than health insurance, incl. Unit-Linked)	Health insurance (direct business)	Contracts without options and guarantees	Contracts with options or guarantees	Annuities stemming from non-life insurance contracts and relating to health insurance obligations	Health reinsurance (reinsurance accepted)	Total (Health similar to life insurance)
R0010	Technical provisions calculated as a whole	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0020	Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0030	Gross Best EstimateTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0040	Total recoverables from reinsurance/SPV and Finite Re before the adjustment for expected losses due to counterparty defaultTechnical provisions calculated as a sum of BE and RM	€0Derived	N/AConstant	€0Derived	€0Derived	N/AConstant	€0Derived	€0Derived	€0Derived	€0Derived	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Derived	N/AConstant	€0Derived	€0Derived	€0Derived	€0Derived	€0Derived
R0050	Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected lossesTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0060	Recoverables from SPV before adjustment for expected lossesTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0070	Recoverables from Finite Re before adjustment for expected lossesTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0080	Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty defaultTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0090	Best estimate minus recoverables from reinsurance/SPV and Finite ReTechnical provisions calculated as a sum of BE and RM	€0Derived	N/AConstant	€0Derived	€0Derived	N/AConstant	€0Derived	€0Derived	€0Derived	€0Derived	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Derived	N/AConstant	€0Derived	€0Derived	€0Derived	€0Derived	€0Derived
R0100	Risk MarginTechnical provisions calculated as a sum of BE and RM	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0110	Technical Provisions calculated as a wholeAmount of the transitional on Technical Provisions	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0120	Best estimateAmount of the transitional on Technical Provisions	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0130	Risk marginAmount of the transitional on Technical Provisions	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0200	Technical provisions - total	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0210	Technical provisions minus recoverables from reinsurance/SPV and Finite Re - total	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0220	Best Estimate of products with a surrender option	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	€0Input
R0230	Future guaranteed and discretionary benefitsGross BE for Cash flow	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Derived	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0240	Future guaranteed benefitsGross BE for Cash flow	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant
R0250	Future discretionary benefitsGross BE for Cash flow	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant
R0260	Future expenses and other cash out-flowsGross BE for Cash flow	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0270	Future premiumsGross BE for Cash flow	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0280	Other cash in-flowsGross BE for Cash flow	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0290	Percentage of gross Best Estimate calculated using approximations	0.0%Input	0.0%Input	N/AConstant	N/AConstant	0.0%Input	N/AConstant	N/AConstant	0.0%Input	0.0%Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	N/AConstant	0.0%Input	N/AConstant	N/AConstant	0.0%Input	0.0%Input	N/AConstant
R0300	Surrender value	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0310	Best estimate subject to transitional of the interest rate	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0320	Technical provisions without transitional on interest rate	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0330	Best estimate subject to volatility adjustment	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0340	Technical provisions without volatility adjustment and without others transitional measures	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0350	Best estimate subject to matching adjustment	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0360	Technical provisions without matching adjustment and without all the others	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0370	Expected profits included in future premiums (EPIFP)	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	N/AConstant	N/AConstant	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input

S.12.01.02.01 - Life and Health SLT Technical Provisions

Row	Description	Insurance with profit participation	Index-linked and unit-linked insurance	Contracts without options and guarantees	Contracts with options or guarantees	Other life insurance	Contracts without options and guarantees	Contracts with options or guarantees	Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations	Accepted reinsurance	Total (Life other than health insurance, incl. Unit-Linked)	Health insurance (direct business)	Contracts without options and guarantees	Contracts with options or guarantees	Annuities stemming from non-life insurance contracts and relating to health insurance obligations	Health reinsurance (reinsurance accepted)	Total (Health similar to life insurance)
R0010	Technical provisions calculated as a whole	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0020	Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0030	Gross Best EstimateTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0080	Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty defaultTechnical provisions calculated as a sum of BE and RM	€0Input	N/AConstant	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input	N/AConstant	€0Input	€0Input	€0Input	€0Input	€0Input
R0090	Best estimate minus recoverables from reinsurance/SPV and Finite Re - totalTechnical provisions calculated as a sum of BE and RM	€0Derived	N/AConstant	€0Derived	€0Derived	N/AConstant	€0Derived	€0Derived	€0Derived	€0Derived	€0Derived	N/AConstant	€0Derived	€0Derived	€0Derived	€0Derived	€0Derived
R0100	Risk MarginTechnical provisions calculated as a sum of BE and RM	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input
R0200	Technical provisions - total	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input	€0Input	N/AConstant	N/AConstant	€0Input	€0Input	€0Input

1Step 1

Recoverables before counterparty-default adjustment C0020

\textit{Recoverables before counterparty-default adjustment C0020} = \textit{S.Twelve.One.One.One RFifty CTwenty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Insurance with profit participation)} + \textit{S.Twelve.One.One.One RSixty CTwenty - Recoverables from SPV before adjustment for expected losses (Insurance with profit participation)} + \textit{S.Twelve.One.One.One RSeventy CTwenty - Recoverables from Finite Re before adjustment for expected losses (Insurance with profit participation)}

\textit{Recoverables before counterparty-default adjustment C0020} = \textit{S.Twelve.One.One.One RFifty CTwenty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Insurance with profit participation)} + \textit{S.Twelve.One.One.One RSixty CTwenty - Recoverables from SPV before adjustment for expected losses (Insurance with profit participation)} + \textit{S.Twelve.One.One.One RSeventy CTwenty - Recoverables from Finite Re before adjustment for expected losses (Insurance with profit participation)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0020} &= \textit{S.Twelve.One.One.One RFifty CTwenty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Insurance with profit participation)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CTwenty - Recoverables from SPV before adjustment for expected losses (Insurance with profit participation)} + \textit{S.Twelve.One.One.One RSeventy CTwenty - Recoverables from Finite Re before adjustment for expected losses (Insurance with profit participation)}\end{aligned}

2Step 2

Recoverables before counterparty-default adjustment C0040

\textit{Recoverables before counterparty-default adjustment C0040} = \textit{S.Twelve.One.One.One RFifty CForty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSixty CForty - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy CForty - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}

\textit{Recoverables before counterparty-default adjustment C0040} = \textit{S.Twelve.One.One.One RFifty CForty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSixty CForty - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy CForty - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0040} &= \textit{S.Twelve.One.One.One RFifty CForty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CForty - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy CForty - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}\end{aligned}

3Step 3

Recoverables before counterparty-default adjustment C0050

\textit{Recoverables before counterparty-default adjustment C0050} = \textit{S.Twelve.One.One.One RFifty CFifty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSixty CFifty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy CFifty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}

\textit{Recoverables before counterparty-default adjustment C0050} = \textit{S.Twelve.One.One.One RFifty CFifty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSixty CFifty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy CFifty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0050} &= \textit{S.Twelve.One.One.One RFifty CFifty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CFifty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy CFifty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}\end{aligned}

4Step 4

Recoverables before counterparty-default adjustment C0070

\textit{Recoverables before counterparty-default adjustment C0070} = \textit{S.Twelve.One.One.One RFifty CSeventy - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSixty CSeventy - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy CSeventy - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}

\textit{Recoverables before counterparty-default adjustment C0070} = \textit{S.Twelve.One.One.One RFifty CSeventy - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSixty CSeventy - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy CSeventy - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0070} &= \textit{S.Twelve.One.One.One RFifty CSeventy - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CSeventy - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy CSeventy - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}\end{aligned}

5Step 5

Recoverables before counterparty-default adjustment C0080

\textit{Recoverables before counterparty-default adjustment C0080} = \textit{S.Twelve.One.One.One RFifty CEighty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSixty CEighty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy CEighty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}

\textit{Recoverables before counterparty-default adjustment C0080} = \textit{S.Twelve.One.One.One RFifty CEighty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSixty CEighty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy CEighty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0080} &= \textit{S.Twelve.One.One.One RFifty CEighty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CEighty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy CEighty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}\end{aligned}

6Step 6

Recoverables before counterparty-default adjustment C0090

\textit{Recoverables before counterparty-default adjustment C0090} = \textit{S.Twelve.One.One.One RFifty CNinety - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \textit{S.Twelve.One.One.One RSixty CNinety - Recoverables from SPV before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \textit{S.Twelve.One.One.One RSeventy CNinety - Recoverables from Finite Re before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}

\textit{Recoverables before counterparty-default adjustment C0090} = \textit{S.Twelve.One.One.One RFifty CNinety - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \textit{S.Twelve.One.One.One RSixty CNinety - Recoverables from SPV before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \textit{S.Twelve.One.One.One RSeventy CNinety - Recoverables from Finite Re before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0090} &= \textit{S.Twelve.One.One.One RFifty CNinety - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CNinety - Recoverables from SPV before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \textit{S.Twelve.One.One.One RSeventy CNinety - Recoverables from Finite Re before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}\end{aligned}

7Step 7

Recoverables before counterparty-default adjustment C0100

\textit{Recoverables before counterparty-default adjustment C0100} = \textit{S.Twelve.One.One.One RFifty COne Hundred - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Accepted reinsurance)} + \textit{S.Twelve.One.One.One RSixty COne Hundred - Recoverables from SPV before adjustment for expected losses (Accepted reinsurance)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred - Recoverables from Finite Re before adjustment for expected losses (Accepted reinsurance)}

\textit{Recoverables before counterparty-default adjustment C0100} = \textit{S.Twelve.One.One.One RFifty COne Hundred - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Accepted reinsurance)} + \textit{S.Twelve.One.One.One RSixty COne Hundred - Recoverables from SPV before adjustment for expected losses (Accepted reinsurance)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred - Recoverables from Finite Re before adjustment for expected losses (Accepted reinsurance)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0100} &= \textit{S.Twelve.One.One.One RFifty COne Hundred - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Accepted reinsurance)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty COne Hundred - Recoverables from SPV before adjustment for expected losses (Accepted reinsurance)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred - Recoverables from Finite Re before adjustment for expected losses (Accepted reinsurance)}\end{aligned}

8Step 8

Recoverables before counterparty-default adjustment C0150

\textit{Recoverables before counterparty-default adjustment C0150} = \textit{S.Twelve.One.One.One RFifty COne Hundred Fifty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RSixty COne Hundred Fifty - Recoverables from SPV before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Fifty - Recoverables from Finite Re before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))}

\textit{Recoverables before counterparty-default adjustment C0150} = \textit{S.Twelve.One.One.One RFifty COne Hundred Fifty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RSixty COne Hundred Fifty - Recoverables from SPV before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Fifty - Recoverables from Finite Re before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0150} &= \textit{S.Twelve.One.One.One RFifty COne Hundred Fifty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))} \\ &\quad + \textit{S.Twelve.One.One.One RSixty COne Hundred Fifty - Recoverables from SPV before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Fifty - Recoverables from Finite Re before adjustment for expected losses (Total (Life other than health insurance, incl. Unit-Linked))}\end{aligned}

9Step 9

Recoverables before counterparty-default adjustment C0170

\textit{Recoverables before counterparty-default adjustment C0170} = \textit{S.Twelve.One.One.One RFifty COne Hundred Seventy - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSixty COne Hundred Seventy - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Seventy - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}

\textit{Recoverables before counterparty-default adjustment C0170} = \textit{S.Twelve.One.One.One RFifty COne Hundred Seventy - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSixty COne Hundred Seventy - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Seventy - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0170} &= \textit{S.Twelve.One.One.One RFifty COne Hundred Seventy - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts without options and guarantees)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty COne Hundred Seventy - Recoverables from SPV before adjustment for expected losses (Contracts without options and guarantees)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Seventy - Recoverables from Finite Re before adjustment for expected losses (Contracts without options and guarantees)}\end{aligned}

10Step 10

Recoverables before counterparty-default adjustment C0180

\textit{Recoverables before counterparty-default adjustment C0180} = \textit{S.Twelve.One.One.One RFifty COne Hundred Eighty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSixty COne Hundred Eighty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Eighty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}

\textit{Recoverables before counterparty-default adjustment C0180} = \textit{S.Twelve.One.One.One RFifty COne Hundred Eighty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSixty COne Hundred Eighty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Eighty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0180} &= \textit{S.Twelve.One.One.One RFifty COne Hundred Eighty - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Contracts with options or guarantees)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty COne Hundred Eighty - Recoverables from SPV before adjustment for expected losses (Contracts with options or guarantees)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Eighty - Recoverables from Finite Re before adjustment for expected losses (Contracts with options or guarantees)}\end{aligned}

11Step 11

Recoverables before counterparty-default adjustment C0190

\textit{Recoverables before counterparty-default adjustment C0190} = \textit{S.Twelve.One.One.One RFifty COne Hundred Ninety - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \textit{S.Twelve.One.One.One RSixty COne Hundred Ninety - Recoverables from SPV before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Ninety - Recoverables from Finite Re before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}

\textit{Recoverables before counterparty-default adjustment C0190} = \textit{S.Twelve.One.One.One RFifty COne Hundred Ninety - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \textit{S.Twelve.One.One.One RSixty COne Hundred Ninety - Recoverables from SPV before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Ninety - Recoverables from Finite Re before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0190} &= \textit{S.Twelve.One.One.One RFifty COne Hundred Ninety - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} \\ &\quad + \textit{S.Twelve.One.One.One RSixty COne Hundred Ninety - Recoverables from SPV before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \textit{S.Twelve.One.One.One RSeventy COne Hundred Ninety - Recoverables from Finite Re before adjustment for expected losses (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}\end{aligned}

12Step 12

Recoverables before counterparty-default adjustment C0200

\textit{Recoverables before counterparty-default adjustment C0200} = \textit{S.Twelve.One.One.One RFifty CTwo Hundred - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Health reinsurance (reinsurance accepted))} + \textit{S.Twelve.One.One.One RSixty CTwo Hundred - Recoverables from SPV before adjustment for expected losses (Health reinsurance (reinsurance accepted))} + \textit{S.Twelve.One.One.One RSeventy CTwo Hundred - Recoverables from Finite Re before adjustment for expected losses (Health reinsurance (reinsurance accepted))}

\textit{Recoverables before counterparty-default adjustment C0200} = \textit{S.Twelve.One.One.One RFifty CTwo Hundred - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Health reinsurance (reinsurance accepted))} + \textit{S.Twelve.One.One.One RSixty CTwo Hundred - Recoverables from SPV before adjustment for expected losses (Health reinsurance (reinsurance accepted))} + \textit{S.Twelve.One.One.One RSeventy CTwo Hundred - Recoverables from Finite Re before adjustment for expected losses (Health reinsurance (reinsurance accepted))}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0200} &= \textit{S.Twelve.One.One.One RFifty CTwo Hundred - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Health reinsurance (reinsurance accepted))} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CTwo Hundred - Recoverables from SPV before adjustment for expected losses (Health reinsurance (reinsurance accepted))} + \textit{S.Twelve.One.One.One RSeventy CTwo Hundred - Recoverables from Finite Re before adjustment for expected losses (Health reinsurance (reinsurance accepted))}\end{aligned}

13Step 13

Recoverables before counterparty-default adjustment C0210

\textit{Recoverables before counterparty-default adjustment C0210} = \textit{S.Twelve.One.One.One RFifty CTwo Hundred Ten - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Total (Health similar to life insurance))} + \textit{S.Twelve.One.One.One RSixty CTwo Hundred Ten - Recoverables from SPV before adjustment for expected losses (Total (Health similar to life insurance))} + \textit{S.Twelve.One.One.One RSeventy CTwo Hundred Ten - Recoverables from Finite Re before adjustment for expected losses (Total (Health similar to life insurance))}

\textit{Recoverables before counterparty-default adjustment C0210} = \textit{S.Twelve.One.One.One RFifty CTwo Hundred Ten - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Total (Health similar to life insurance))} + \textit{S.Twelve.One.One.One RSixty CTwo Hundred Ten - Recoverables from SPV before adjustment for expected losses (Total (Health similar to life insurance))} + \textit{S.Twelve.One.One.One RSeventy CTwo Hundred Ten - Recoverables from Finite Re before adjustment for expected losses (Total (Health similar to life insurance))}

\begin{aligned}\textit{Recoverables before counterparty-default adjustment C0210} &= \textit{S.Twelve.One.One.One RFifty CTwo Hundred Ten - Recoverables from reinsurance (except SPV and Finite Re) before adjustment for expected losses (Total (Health similar to life insurance))} \\ &\quad + \textit{S.Twelve.One.One.One RSixty CTwo Hundred Ten - Recoverables from SPV before adjustment for expected losses (Total (Health similar to life insurance))} + \textit{S.Twelve.One.One.One RSeventy CTwo Hundred Ten - Recoverables from Finite Re before adjustment for expected losses (Total (Health similar to life insurance))}\end{aligned}

14Step 14

Best estimate minus recoverables C0020

\textit{Best estimate minus recoverables C0020} = \textit{S.Twelve.One.One.One RThirty CTwenty - Gross Best Estimate (Insurance with profit participation)} + \left(-\textit{S.Twelve.One.One.One REighty CTwenty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Insurance with profit participation)}\right)

\textit{Best estimate minus recoverables C0020} = \textit{S.Twelve.One.One.One RThirty CTwenty - Gross Best Estimate (Insurance with profit participation)} + \left(-\textit{S.Twelve.One.One.One REighty CTwenty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Insurance with profit participation)}\right)

15Step 15

Best estimate minus recoverables C0040

\textit{Best estimate minus recoverables C0040} = \textit{S.Twelve.One.One.One RThirty CForty - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CForty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

\textit{Best estimate minus recoverables C0040} = \textit{S.Twelve.One.One.One RThirty CForty - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CForty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

16Step 16

Best estimate minus recoverables C0050

\textit{Best estimate minus recoverables C0050} = \textit{S.Twelve.One.One.One RThirty CFifty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CFifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

\textit{Best estimate minus recoverables C0050} = \textit{S.Twelve.One.One.One RThirty CFifty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CFifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

17Step 17

Best estimate minus recoverables C0070

\textit{Best estimate minus recoverables C0070} = \textit{S.Twelve.One.One.One RThirty CSeventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CSeventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

\textit{Best estimate minus recoverables C0070} = \textit{S.Twelve.One.One.One RThirty CSeventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CSeventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

18Step 18

Best estimate minus recoverables C0080

\textit{Best estimate minus recoverables C0080} = \textit{S.Twelve.One.One.One RThirty CEighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CEighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

\textit{Best estimate minus recoverables C0080} = \textit{S.Twelve.One.One.One RThirty CEighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty CEighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

19Step 19

Best estimate minus recoverables C0090

\textit{Best estimate minus recoverables C0090} = \textit{S.Twelve.One.One.One RThirty CNinety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \left(-\textit{S.Twelve.One.One.One REighty CNinety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}\right)

\textit{Best estimate minus recoverables C0090} = \textit{S.Twelve.One.One.One RThirty CNinety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \left(-\textit{S.Twelve.One.One.One REighty CNinety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}\right)

20Step 20

Best estimate minus recoverables C0100

\textit{Best estimate minus recoverables C0100} = \textit{S.Twelve.One.One.One RThirty COne Hundred - Gross Best Estimate (Accepted reinsurance)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Accepted reinsurance)}\right)

\textit{Best estimate minus recoverables C0100} = \textit{S.Twelve.One.One.One RThirty COne Hundred - Gross Best Estimate (Accepted reinsurance)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Accepted reinsurance)}\right)

21Step 21

Life best estimate minus recoverables

\textit{Life best estimate minus recoverables} = \textit{S.Twelve.One.One.One RThirty COne Hundred Fifty - Gross Best Estimate (Total (Life other than health insurance, incl. Unit-Linked))} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Fifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Life other than health insurance, incl. Unit-Linked))}\right)

\textit{Life best estimate minus recoverables} = \textit{S.Twelve.One.One.One RThirty COne Hundred Fifty - Gross Best Estimate (Total (Life other than health insurance, incl. Unit-Linked))} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Fifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Life other than health insurance, incl. Unit-Linked))}\right)

22Step 22

Best estimate minus recoverables C0170

\textit{Best estimate minus recoverables C0170} = \textit{S.Twelve.One.One.One RThirty COne Hundred Seventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Seventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

\textit{Best estimate minus recoverables C0170} = \textit{S.Twelve.One.One.One RThirty COne Hundred Seventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Seventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

23Step 23

Best estimate minus recoverables C0180

\textit{Best estimate minus recoverables C0180} = \textit{S.Twelve.One.One.One RThirty COne Hundred Eighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Eighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

\textit{Best estimate minus recoverables C0180} = \textit{S.Twelve.One.One.One RThirty COne Hundred Eighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Eighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

24Step 24

Best estimate minus recoverables C0190

\textit{Best estimate minus recoverables C0190} = \textit{S.Twelve.One.One.One RThirty COne Hundred Ninety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Ninety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}\right)

\textit{Best estimate minus recoverables C0190} = \textit{S.Twelve.One.One.One RThirty COne Hundred Ninety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \left(-\textit{S.Twelve.One.One.One REighty COne Hundred Ninety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}\right)

25Step 25

Best estimate minus recoverables C0200

\textit{Best estimate minus recoverables C0200} = \textit{S.Twelve.One.One.One RThirty CTwo Hundred - Gross Best Estimate (Health reinsurance (reinsurance accepted))} + \left(-\textit{S.Twelve.One.One.One REighty CTwo Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Health reinsurance (reinsurance accepted))}\right)

\textit{Best estimate minus recoverables C0200} = \textit{S.Twelve.One.One.One RThirty CTwo Hundred - Gross Best Estimate (Health reinsurance (reinsurance accepted))} + \left(-\textit{S.Twelve.One.One.One REighty CTwo Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Health reinsurance (reinsurance accepted))}\right)

26Step 26

Best estimate minus recoverables C0210

\textit{Best estimate minus recoverables C0210} = \textit{S.Twelve.One.One.One RThirty CTwo Hundred Ten - Gross Best Estimate (Total (Health similar to life insurance))} + \left(-\textit{S.Twelve.One.One.One REighty CTwo Hundred Ten - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Health similar to life insurance))}\right)

\textit{Best estimate minus recoverables C0210} = \textit{S.Twelve.One.One.One RThirty CTwo Hundred Ten - Gross Best Estimate (Total (Health similar to life insurance))} + \left(-\textit{S.Twelve.One.One.One REighty CTwo Hundred Ten - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Health similar to life insurance))}\right)

27Step 27

Future guaranteed and discretionary benefits C0150

\textit{Future guaranteed and discretionary benefits C0150} = \textit{S.Twelve.One.One.One RTwo Hundred Forty COne Hundred Fifty - Future guaranteed benefits (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RTwo Hundred Fifty COne Hundred Fifty - Future discretionary benefits (Total (Life other than health insurance, incl. Unit-Linked))}

\textit{Future guaranteed and discretionary benefits C0150} = \textit{S.Twelve.One.One.One RTwo Hundred Forty COne Hundred Fifty - Future guaranteed benefits (Total (Life other than health insurance, incl. Unit-Linked))} + \textit{S.Twelve.One.One.One RTwo Hundred Fifty COne Hundred Fifty - Future discretionary benefits (Total (Life other than health insurance, incl. Unit-Linked))}

\begin{aligned}\textit{Future guaranteed and discretionary benefits C0150} &= \textit{S.Twelve.One.One.One RTwo Hundred Forty COne Hundred Fifty - Future guaranteed benefits (Total (Life other than health insurance, incl. Unit-Linked))} \\ &\quad + \textit{S.Twelve.One.One.One RTwo Hundred Fifty COne Hundred Fifty - Future discretionary benefits (Total (Life other than health insurance, incl. Unit-Linked))}\end{aligned}

28Step 28

Best estimate minus recoverables C0020

\textit{Best estimate minus recoverables C0020} = \textit{S.Twelve.One.Two.One RThirty CTwenty - Gross Best Estimate (Insurance with profit participation)} + \left(-\textit{S.Twelve.One.Two.One REighty CTwenty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Insurance with profit participation)}\right)

\textit{Best estimate minus recoverables C0020} = \textit{S.Twelve.One.Two.One RThirty CTwenty - Gross Best Estimate (Insurance with profit participation)} + \left(-\textit{S.Twelve.One.Two.One REighty CTwenty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Insurance with profit participation)}\right)

29Step 29

Best estimate minus recoverables C0040

\textit{Best estimate minus recoverables C0040} = \textit{S.Twelve.One.Two.One RThirty CForty - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CForty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

\textit{Best estimate minus recoverables C0040} = \textit{S.Twelve.One.Two.One RThirty CForty - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CForty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

30Step 30

Best estimate minus recoverables C0050

\textit{Best estimate minus recoverables C0050} = \textit{S.Twelve.One.Two.One RThirty CFifty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CFifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

\textit{Best estimate minus recoverables C0050} = \textit{S.Twelve.One.Two.One RThirty CFifty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CFifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

31Step 31

Best estimate minus recoverables C0070

\textit{Best estimate minus recoverables C0070} = \textit{S.Twelve.One.Two.One RThirty CSeventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CSeventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

\textit{Best estimate minus recoverables C0070} = \textit{S.Twelve.One.Two.One RThirty CSeventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CSeventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

32Step 32

Best estimate minus recoverables C0080

\textit{Best estimate minus recoverables C0080} = \textit{S.Twelve.One.Two.One RThirty CEighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CEighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

\textit{Best estimate minus recoverables C0080} = \textit{S.Twelve.One.Two.One RThirty CEighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty CEighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

33Step 33

Best estimate minus recoverables C0090

\textit{Best estimate minus recoverables C0090} = \textit{S.Twelve.One.Two.One RThirty CNinety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \left(-\textit{S.Twelve.One.Two.One REighty CNinety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}\right)

\textit{Best estimate minus recoverables C0090} = \textit{S.Twelve.One.Two.One RThirty CNinety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)} + \left(-\textit{S.Twelve.One.Two.One REighty CNinety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations)}\right)

34Step 34

Best estimate minus recoverables C0100

\textit{Best estimate minus recoverables C0100} = \textit{S.Twelve.One.Two.One RThirty COne Hundred - Gross Best Estimate (Accepted reinsurance)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Accepted reinsurance)}\right)

\textit{Best estimate minus recoverables C0100} = \textit{S.Twelve.One.Two.One RThirty COne Hundred - Gross Best Estimate (Accepted reinsurance)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Accepted reinsurance)}\right)

35Step 35

Best estimate minus recoverables C0150

\textit{Best estimate minus recoverables C0150} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Fifty - Gross Best Estimate (Total (Life other than health insurance, incl. Unit-Linked))} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Fifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Life other than health insurance, incl. Unit-Linked))}\right)

\textit{Best estimate minus recoverables C0150} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Fifty - Gross Best Estimate (Total (Life other than health insurance, incl. Unit-Linked))} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Fifty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Life other than health insurance, incl. Unit-Linked))}\right)

36Step 36

Best estimate minus recoverables C0170

\textit{Best estimate minus recoverables C0170} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Seventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Seventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

\textit{Best estimate minus recoverables C0170} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Seventy - Gross Best Estimate (Contracts without options and guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Seventy - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts without options and guarantees)}\right)

37Step 37

Best estimate minus recoverables C0180

\textit{Best estimate minus recoverables C0180} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Eighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Eighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

\textit{Best estimate minus recoverables C0180} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Eighty - Gross Best Estimate (Contracts with options or guarantees)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Eighty - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Contracts with options or guarantees)}\right)

38Step 38

Best estimate minus recoverables C0190

\textit{Best estimate minus recoverables C0190} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Ninety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Ninety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}\right)

\textit{Best estimate minus recoverables C0190} = \textit{S.Twelve.One.Two.One RThirty COne Hundred Ninety - Gross Best Estimate (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)} + \left(-\textit{S.Twelve.One.Two.One REighty COne Hundred Ninety - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Annuities stemming from non-life insurance contracts and relating to health insurance obligations)}\right)

39Step 39

Best estimate minus recoverables C0200

\textit{Best estimate minus recoverables C0200} = \textit{S.Twelve.One.Two.One RThirty CTwo Hundred - Gross Best Estimate (Health reinsurance (reinsurance accepted))} + \left(-\textit{S.Twelve.One.Two.One REighty CTwo Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Health reinsurance (reinsurance accepted))}\right)

\textit{Best estimate minus recoverables C0200} = \textit{S.Twelve.One.Two.One RThirty CTwo Hundred - Gross Best Estimate (Health reinsurance (reinsurance accepted))} + \left(-\textit{S.Twelve.One.Two.One REighty CTwo Hundred - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Health reinsurance (reinsurance accepted))}\right)

40Step 40

Best estimate minus recoverables C0210

\textit{Best estimate minus recoverables C0210} = \textit{S.Twelve.One.Two.One RThirty CTwo Hundred Ten - Gross Best Estimate (Total (Health similar to life insurance))} + \left(-\textit{S.Twelve.One.Two.One REighty CTwo Hundred Ten - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Health similar to life insurance))}\right)

\textit{Best estimate minus recoverables C0210} = \textit{S.Twelve.One.Two.One RThirty CTwo Hundred Ten - Gross Best Estimate (Total (Health similar to life insurance))} + \left(-\textit{S.Twelve.One.Two.One REighty CTwo Hundred Ten - Total Recoverables from reinsurance or SPV and Finite Re after the adjustment for expected losses due to counterparty default (Total (Health similar to life insurance))}\right)

Understand the S.12.01 Life and Health SLT Technical Provisions QRT

Overview

This calculator prepares the life and health SLT technical provisions QRT view.^[1] It supports Article 35 supervisory information evidence for best estimate, risk margin, and technical-provisions reporting.^[2]

Input Terms

Best Estimate: Reported best-estimate liability amount for life and health SLT obligations.^[2]^[1]
Risk Margin: Reported risk margin amount associated with life and health SLT obligations.^[2]^[1]
Technical Provisions: Reported aggregate technical-provisions amount for the template view.^[2]^[1]

Technical Rationale

The S.12.01.01/S.12.01.02 template anchors life and health SLT technical-provisions reporting. The review focuses on consistency between best-estimate, risk-margin, and aggregate technical-provisions evidence.

Important Notes

Scope: Reported values remain evidence for supervisory reporting preparation and do not replace actuarial model validation.^[2]
Reporting: The template reference is Commission Implementing Regulation (EU) 2023/894 S.12.01.01/S.12.01.02.^[1]

Sources

Default values are illustrative sample inputs for navigation, training, and QA. Replace them with controlled data before using the result in reporting, disclosure, or filing workflows.