Skip to content
Actuably

Solvency Coverage Dashboard

Calculate the Solvency Capital Requirement coverage ratio instantly.

€
€
€
€

SCR coverage

0.0%

MCR coverage

0.0%

SCR buffer

€0

MCR buffer

€0

Solvency Ratio Monitor

Enter inputs to see the solvency ratio.

1Step 1

SCR coverage ratio

SCR coverage ratio={0SCR≤0100×Eligible Own Funds SCRSCRSCR>0\textit{SCR coverage ratio} = \begin{cases}0 & \textit{SCR} \le 0 \\ 100 \times \frac{\textit{Eligible Own Funds SCR}}{\textit{SCR}} & \textit{SCR} > 0\end{cases}
2Step 2

MCR coverage ratio

MCR coverage ratio={0MCR≤0100×Eligible Own Funds MCRMCRMCR>0\textit{MCR coverage ratio} = \begin{cases}0 & \textit{MCR} \le 0 \\ 100 \times \frac{\textit{Eligible Own Funds MCR}}{\textit{MCR}} & \textit{MCR} > 0\end{cases}
3Step 3

SCR buffer

SCR buffer=Eligible Own Funds SCR−SCR\textit{SCR buffer} = \textit{Eligible Own Funds SCR} - \textit{SCR}
4Step 4

MCR buffer

MCR buffer=Eligible Own Funds MCR−MCR\textit{MCR buffer} = \textit{Eligible Own Funds MCR} - \textit{MCR}

Understand the Solvency Coverage Dashboard

Overview

This calculator prepares a solvency coverage dashboard from own-funds, SCR, and MCR reporting evidence.[1][2][3] It supports Article 35 supervisory information review by presenting coverage ratios alongside the underlying reported capital measures.[4]

Input Terms

  • Eligible Own Funds for SCR: Own-funds amount eligible to cover the Solvency Capital Requirement.[4][1]
  • Eligible Own Funds for MCR: Own-funds amount eligible to cover the Minimum Capital Requirement.[4][1]
  • SCR: Reported Solvency Capital Requirement used for SCR coverage review.[4][2]
  • MCR: Reported Minimum Capital Requirement used for MCR coverage review.[4][3]

Technical Rationale

The dashboard compares eligible own funds with SCR and MCR amounts reported across S.23.01.01, S.25.01.01, and S.28.01.01. The review focuses on ratio consistency and cross-template reconciliation rather than replacing the underlying capital calculations.

Important Notes

  • Scope: Coverage ratios remain reporting-preparation evidence and require reconciliation to own-funds and capital-requirement support before supervisory submission.[4]
  • Reporting: The dashboard uses the S.23.01.01, S.25.01.01, and S.28.01.01 reporting views as its source references.[1][2][3]

Sources

  1. Commission Implementing Regulation (EU) 2023/894 - QRT S.23.01.01 (Own funds) - EUR-Lex
  2. Commission Implementing Regulation (EU) 2023/894 - QRT S.25.01.01 (SCR standard formula) - EUR-Lex
  3. Commission Implementing Regulation (EU) 2023/894 - QRT S.28.01.01 (Minimum Capital Requirement for life-only or non-life-only activity) - EUR-Lex
  4. Directive 2009/138/EC - Art. 35 (Information to be provided for supervisory purposes) - EIOPA

Default values are illustrative sample inputs for navigation, training, and QA. Replace them with controlled data before using the result in reporting, disclosure, or filing workflows.