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Risk Margin Discounted SCR Sum

Calculate the Discounted Sum of Future Reference Undertaking Solvency Capital Requirements and Non-Negative Sum Flag instantly.

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Discounted Sum of Future Reference Undertaking Solvency Capital Requirements

€2 205 000

1Step 1

Discounted Sum of Future Reference Undertaking Solvency Capital Requirements

Discounted Sum of Future Reference Undertaking Solvency Capital Requirements=t=0 Discounted SCR Term+Discounted SCR Term1+Discounted SCR Term2+Discounted SCR Term3+Discounted SCR Term4+Discounted SCR Term5+Discounted SCR Term6+Discounted SCR Term7+Discounted SCR Term8+Discounted SCR Term9+Discounted SCR Term10+Discounted SCR Term11+Discounted SCR Term12+Discounted SCR Term13+Discounted SCR Term14+Discounted SCR Term15+Discounted SCR Term16+Discounted SCR Term17+Discounted SCR Term18+Discounted SCR Term19+Discounted SCR Term20\textit{Discounted Sum of Future Reference Undertaking Solvency Capital Requirements} = \textit{t=0 Discounted SCR Term} + \textit{Discounted SCR Term}_{1} + \textit{Discounted SCR Term}_{2} + \textit{Discounted SCR Term}_{3} + \textit{Discounted SCR Term}_{4} + \textit{Discounted SCR Term}_{5} + \textit{Discounted SCR Term}_{6} + \textit{Discounted SCR Term}_{7} + \textit{Discounted SCR Term}_{8} + \textit{Discounted SCR Term}_{9} + \textit{Discounted SCR Term}_{10} + \textit{Discounted SCR Term}_{11} + \textit{Discounted SCR Term}_{12} + \textit{Discounted SCR Term}_{13} + \textit{Discounted SCR Term}_{14} + \textit{Discounted SCR Term}_{15} + \textit{Discounted SCR Term}_{16} + \textit{Discounted SCR Term}_{17} + \textit{Discounted SCR Term}_{18} + \textit{Discounted SCR Term}_{19} + \textit{Discounted SCR Term}_{20}
2Step 2

Non-Negative Sum Flag

Non-Negative Sum Flag=gte⁡(Discounted Sum of Future Reference Undertaking Solvency Capital Requirements,0)\textit{Non-Negative Sum Flag} = \operatorname{gte}\left(\textit{Discounted Sum of Future Reference Undertaking Solvency Capital Requirements}, 0\right)

Understand the Risk Margin Discounted SCR Sum

Overview

This calculator isolates the Article 37 summation of discounted projected reference-undertaking SCR terms.[1]

Input Terms

  • t=0 Discounted SCR Term: The opening discounted SCR term.
  • Year 1-20 Discounted SCR Terms: Prepared discounted SCR terms from the per-year discounted-SCR term calculator.

Technical Rationale

The calculator adds the prepared discounted SCR terms:

`Discounted sum = t=0 term + sum(yearly discounted SCR terms)`

Important Notes

  • This calculator intentionally does not recompute the yearly SCR terms. Each term should be evidenced separately by the discounted-SCR term calculator.
  • The result feeds the final cost-of-capital charge calculator.
  • Completeness over the number of projection years and zero-valued tail years remains internal audit scope.

Sources

  1. Delegated Regulation (EU) 2015/35 - Art. 37 (Risk margin) - EIOPA

Default values are illustrative sample inputs for navigation, training, and QA. Replace them with controlled data before using the result in capital analysis, governance, or reporting decisions.